Thank you for visiting my blog. My name is German and I’m from Montreal, Quebec. Quebec is a French province of Canada.

I’m a self-taught investor and I invest in Canadian Dividend Income Stocks. I started to blog my investment journey to stay focused on my goals and to motivate as many people as possible to save and invest.

You don’t need to earn a lot of money to invest. I started out with one thousand dollars in my account and with consistent monthly contributions I was able to grow my portfolio. I invest inside a Tax-Free-Savings-Account (TFSA). In result, all dividend income and capital appreciation are not taxed.

So how do I generate passive income? Very simple. Corporations reward their shareholders by paying out cash for the shares you own, thus the dividends. Most of my companies in my portfolio are paying me on monthly basis.

There are many types of investments, from stocks and options to bonds and GICs. I simply stick to dividend stocks.


  1. Hey mate,

    I will open my website about canadian dividend paying stocks very soon, I hope we can partner up. Focus of my website will be deep dive analysis of canadian dividend stocks.

    Good luck

  2. Hey Walt,

    Sounds good. Once you open your website, drop by and post your link. I will be glad to check it out.


  3. Hi,
    It's cool to see that this dividend growth investor's community in growing in Quebec too.
    Cheers and best wishes!

    1. Thanks Allan. I'm also one of the happy readers of your blog. I hope to inspire as many people as I can. Quebec is a heavily taxed province and the working class in Quebec have less money in the pockets after all living expenses.But this shouldn't stop us from saving and investing. The earlier, the better, even if it's a small amount.

  4. Hi GK,

    I too am in Montreal, actually! I also graduated Vanier in Comp Sci Technology last year.. What a small world...
    I agree that QC is a tax hell-hole, and I can't wait to get the F out of here!

  5. Hi DB,

    It's true... a very small world! Glad you stopped by.


  6. Thank you for commenting on my blog :) I like the look of your portfolio and also look forward to reading your future blog posts. Is there a way to subscribe to the blog so I don't miss a post? Thanks keep up the great work.

    1. Hey Mat. I added the subscription feature on my blog. Feel free to sign up! Thanks.

  7. Canadians love that pizza pizza stock, anyway
    I started a new Net Worth Blog and I would like you to check out my portfolio, any feedback is appreciated

  8. Hi German,

    Great site! What are your thoughts on using covered calls to create additional income?

    Josh Brown

    1. Hi Josh,

      Thanks for writing. At this time I just buy and hold dividend stocks. I don't trade options, I prefer to hold the shares instead. Do you trade options?


  9. Hi German,

    My name is Anuj Agarwal. I'm Founder of Feedspot.

    I would like to personally congratulate you as your blog Dividend Income Stocks has been selected by our panelist as one of the Top 15 Canadian Dividend Blogs on the web.


    I personally give you a high-five and want to thank you for your contribution to this world. This is the most comprehensive list of Top 15 Canadian Dividend Blogs on the internet and I’m honored to have you as part of this!

    Also, you have the honor of displaying the badge on your blog.